What makes us different from the common "Credit Repair Company"?
Analysis
We assess your credit report and work with you to arrange a strategy to improve your credit standing. We assess your past credit history and decide on the best strategy to restore you credit.
We take an all-inclusive approach that goes far beyond simply disputing information in your credit report.
Follow-up
We offer our clients follow up for one full year at no extra cost. We continuously scrutinize our clients' credit report throughout that period and take the necessary action to constantly work on improvement in their credit score
Individual attention
We don't believe in the "one size fits all" approach, and instead review each individual client's credit report and organize a plan based on that client's individual situation, for the purpose of maximizing progress in improving that client's credit rating.
Comprehensive Focus
Many companies focus solely on elimination of all adverse accounts from your credit report. But that approach can have negative effects! It's not at all unusual for a client's credit score to go DOWN after removal of negative accounts.
We know how to select WHICH accounts need to be deleted and how to go about getting them removed - which ones should be removed and which should not. We know HOW to deal with the credit bureaus to make sure that everything is being done that will product the maximum positive effect on your credit score.
Fees
What's wrong with typical "Credit Repair Agencies" is that their fees are just not affordable for many people, especially those grappling with credit problems. Some even charge their clients thousands of dollars.
The outcome?
1. People either can't pay their fees, and are forced instead to continue to suffer with poor credit, or ...
2. They're faced with no other choice but to BORROW money to pay the fees, further complicating their already desperate financial situation.
Our fees are a great deal more affordable than those of most "Credit Repair Agencies." We understand the needs of those who suffer from problem credit.
We believe our clients DESERVE the affordable help they need so desperately - and we believe it our duty and privilege to provide that help to them!
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