Exceedingly important!
Millions of people contend with poor credit daily. They know personally how greatly poor credit can destroy their life and serenity.
The harrowing impact of poor credit is not only financial, but personal as well.
People with poor credit will be required to pay higher (and often MUCH higher) interest rates for home and car loans, with the result that they will have paid many thousands of dollars extra over the life of the loan, money that could have been put away for college or retirement.
But what's even more devastating, people whose credit is TERRIBLY bad might not even get a loan!
The "American dream" of home ownership could remain just that for these unlucky folks - a dream!
They might be thwarted when trying to get a credit card or a car loan, or even the credit necessary to purchase household appliances. Poor credit can even determine how much one has to pay to get insurance and can even stop one from getting a job.
But the problems caused by poor credit go way beyond monetary. They can affect one's relationships, cause emotional and mental suffering, and even cause stress that results and health problems...
However, having good credit presents a great many opportunities that would otherwise be unavailable to a person. It plays a critical role in a person's future, both personal and financial, and opens up opportunities that would otherwise be missed.
One out of every 3 or 4 Americans struggle with poor credit.
If you happen to be one of those ...
You DON'T have to take it!
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